:root {
  --navy: #1e2a3a;
  --navy-dark: #172231;
  --navy-card: #243447;
  --gold: #c5a55a;
  --gold-deep: #a4843e;
  --off: #f7f8fa;
  --white: #ffffff;
  --text: #1f2937;
  --muted: #6b7280;
  --dark: #4b5563;
  --line: #e8eaed;
  --serif: Georgia, "Iowan Old Style", "Palatino Linotype", Times, serif;
  --sans: Calibri, "Segoe UI", system-ui, -apple-system, sans-serif;
  --shadow: 0 10px 30px rgba(23, 34, 49, 0.1);
  --max: 1180px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--sans);
  color: var(--text);
  background: var(--off);
  font-size: 18px;
  line-height: 1.55;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
h1, h2, h3, h4 { font-family: var(--serif); font-weight: 700; line-height: 1.15; color: var(--navy); margin: 0 0 0.5em; }
p { margin: 0 0 1em; }
.wrap { width: min(var(--max), calc(100% - 2.5rem)); margin-inline: auto; }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: var(--navy-dark);
  border-bottom: 1px solid rgba(197, 165, 90, 0.25);
}
.site-header .bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  min-height: 4.25rem;
}
.wordmark {
  font-family: var(--serif);
  font-size: 1.45rem;
  color: var(--white);
  text-decoration: none;
  letter-spacing: 0.02em;
}
.wordmark::after {
  content: "";
  display: inline-block;
  width: 7px;
  height: 7px;
  margin-left: 0.4rem;
  background: var(--gold);
  vertical-align: 0.55em;
}
.nav-toggle {
  display: none;
  background: transparent;
  border: 1px solid var(--gold);
  color: var(--gold);
  padding: 0.4rem 0.7rem;
  font-family: var(--sans);
  font-size: 0.85rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  cursor: pointer;
}
.site-nav { display: flex; align-items: center; gap: 1.35rem; flex-wrap: wrap; }
.site-nav a {
  color: #d1d5db;
  text-decoration: none;
  font-size: 0.95rem;
}
.site-nav a:hover, .site-nav a.on { color: var(--gold); }
.site-nav a.cta {
  background: var(--gold);
  color: var(--navy-dark);
  padding: 0.45rem 0.95rem;
  font-weight: 700;
}
.site-nav a.cta:hover { color: var(--navy-dark); background: #d4b56a; }

/* Hero */
.hero {
  position: relative;
  min-height: 78vh;
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  align-items: end;
  background: var(--navy-dark) center / cover no-repeat;
  color: var(--white);
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(23, 34, 49, 0.92) 0%, rgba(23, 34, 49, 0.72) 48%, rgba(23, 34, 49, 0.35) 100%);
}
.hero .inner {
  position: relative;
  padding: 5.5rem 0 4rem;
  max-width: 38rem;
  min-width: 0;
  width: min(38rem, calc(100% - 2.5rem));
}
.kicker {
  font-size: 0.78rem;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 1rem;
}
.hero h1 {
  color: var(--white);
  font-size: clamp(2.4rem, 5vw, 4rem);
  margin-bottom: 0.35em;
  overflow-wrap: break-word;
}
.hero .line {
  font-family: var(--serif);
  font-style: italic;
  color: var(--gold);
  font-size: clamp(1.25rem, 2.4vw, 1.7rem);
  margin-bottom: 1.1rem;
}
.hero p { color: #e5e7eb; font-size: 1.1rem; }
.gold-rule { width: 3.2rem; height: 3px; background: var(--gold); margin: 1.4rem 0; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 0.75rem; margin-top: 1.5rem; }

.hero.hero-home {
  min-height: calc(100vh - 4.25rem);
  min-height: calc(100dvh - 4.25rem);
  align-items: end;
  box-sizing: border-box;
}
.hero.hero-home .inner {
  max-width: 44rem;
  width: min(44rem, calc(100% - 2.5rem));
  padding: 2.25rem 0 1.75rem;
}
.hero.hero-home h1 {
  font-size: clamp(2rem, 4vw, 3.15rem);
}
.hero.hero-home .gold-rule { margin: 1rem 0; }
.hero.hero-home .hero-actions { margin-top: 1.1rem; }

.btn {
  display: inline-block;
  text-decoration: none;
  padding: 0.75rem 1.25rem;
  font-weight: 700;
  font-size: 0.95rem;
  border: 0;
  cursor: pointer;
  font-family: var(--sans);
}
.btn-gold { background: var(--gold); color: var(--navy-dark); }
.btn-gold:hover { background: #d4b56a; }
.btn-ghost { background: transparent; color: var(--white); border: 1px solid rgba(255,255,255,0.45); }
.btn-ghost:hover { border-color: var(--gold); color: var(--gold); }
.btn-navy { background: var(--navy); color: var(--white); }
.btn-navy:hover { background: var(--navy-dark); }

/* Sections */
.section { padding: 4.5rem 0; }
.section h2 { font-size: clamp(1.8rem, 3vw, 2.35rem); }
.lede { font-size: 1.12rem; color: var(--dark); max-width: 46rem; }
.lede a { color: var(--gold-deep); font-weight: 700; }
.center { text-align: center; }
.center .lede { margin-inline: auto; }

.markets { display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem; }
.market {
  display: grid;
  grid-template-columns: 42% 1fr;
  background: var(--white);
  box-shadow: var(--shadow);
  text-decoration: none;
  color: var(--text);
  min-height: 11.5rem;
}
.market img { width: 100%; height: 100%; object-fit: cover; }
.market .txt { padding: 1.35rem 1.4rem; }
.market h3 { font-size: 1.35rem; margin-bottom: 0.4rem; }
.market p { margin: 0; color: var(--dark); font-size: 1rem; }
.market:hover h3 { color: var(--gold-deep); }

.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; }
.step {
  background: var(--white);
  padding: 1.4rem 1.25rem 1.5rem;
  box-shadow: var(--shadow);
}
.step .num {
  font-family: var(--serif);
  color: var(--gold);
  font-size: 1.35rem;
  font-weight: 700;
}
.step h3 { font-size: 1.15rem; margin: 0.4rem 0 0.5rem; }
.step p { margin: 0; color: var(--dark); font-size: 0.98rem; }

.band {
  background: var(--navy);
  color: var(--white);
  padding: 3.2rem 0;
}
.band h2, .band h3 { color: var(--white); }
.band p { color: #d1d5db; }
.proofs { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.proof h3 { color: var(--gold); font-size: 1.15rem; margin-bottom: 0.4rem; }

.split {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 2.5rem;
  align-items: center;
}
.split img { width: 100%; height: 100%; max-height: 32rem; object-fit: cover; box-shadow: var(--shadow); }
.features { display: grid; gap: 0.9rem; }
.feature { background: var(--white); padding: 1.1rem 1.2rem; box-shadow: var(--shadow); }
.feature h3 { font-size: 1.12rem; margin-bottom: 0.25rem; }
.feature p { margin: 0; color: var(--dark); font-size: 0.98rem; }

.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.card { background: var(--white); padding: 1.35rem; box-shadow: var(--shadow); }
.card h3 { font-size: 1.15rem; }
.card p { margin: 0; color: var(--dark); font-size: 0.98rem; }

.note {
  border-left: 4px solid var(--gold);
  background: var(--white);
  padding: 1rem 1.2rem;
  color: var(--dark);
  font-size: 0.98rem;
}
.note strong { color: var(--navy); }

table.tco {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
  box-shadow: var(--shadow);
  font-size: 0.95rem;
}
table.tco th, table.tco td {
  text-align: left;
  padding: 0.85rem 1rem;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
}
table.tco th { background: var(--navy); color: var(--white); font-weight: 700; }
table.tco caption {
  text-align: left;
  caption-side: bottom;
  padding-top: 0.9rem;
  color: var(--muted);
  font-style: italic;
  font-size: 0.92rem;
}

.cta-band {
  background: var(--navy-dark);
  color: var(--white);
  padding: 3.5rem 0;
  text-align: center;
}
.cta-band h2 { color: var(--white); }
.cta-band p { color: #d1d5db; max-width: 36rem; margin-inline: auto  auto; }

.faq details {
  background: var(--white);
  box-shadow: var(--shadow);
  margin-bottom: 0.7rem;
  padding: 1rem 1.2rem;
}
.faq summary {
  font-family: var(--serif);
  font-size: 1.15rem;
  color: var(--navy);
  cursor: pointer;
  font-weight: 700;
  line-height: 1.3;
}
.faq details p {
  margin: 0.75rem 0 0;
  color: var(--dark);
}
.faq details[open] summary { color: var(--gold-deep); }

/* Form */
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  gap: 2.5rem;
  align-items: start;
}
form.lead {
  background: var(--white);
  padding: 1.75rem;
  box-shadow: var(--shadow);
  display: grid;
  gap: 0.85rem;
}
form.lead label { font-size: 0.88rem; font-weight: 700; color: var(--navy); }
form.lead input, form.lead select, form.lead textarea {
  width: 100%;
  margin-top: 0.3rem;
  padding: 0.65rem 0.7rem;
  border: 1px solid var(--line);
  font-family: var(--sans);
  font-size: 1rem;
  background: var(--off);
}
form.lead textarea { min-height: 7rem; resize: vertical; }
form.lead .row { display: grid; grid-template-columns: 1fr 1fr; gap: 0.8rem; }
form.lead .hp { position: absolute; left: -9999px; height: 0; overflow: hidden; }
.ok {
  background: var(--white);
  border-left: 4px solid var(--gold);
  padding: 1.5rem;
  box-shadow: var(--shadow);
}
.err { color: #9b1c1c; font-size: 0.95rem; }

/* Footer */
.site-footer {
  background: var(--navy-dark);
  color: #9ca3af;
  padding: 2.2rem 0 1.6rem;
  font-size: 0.9rem;
}
.site-footer .bar { display: flex; justify-content: space-between; gap: 1rem; flex-wrap: wrap; }
.site-footer a { color: var(--gold); text-decoration: none; }
.site-footer nav { display: flex; gap: 1rem; flex-wrap: wrap; }

@media (max-width: 900px) {
  .markets, .split, .form-grid, .steps, .proofs, .grid-3 { grid-template-columns: 1fr; }
  .market { grid-template-columns: 1fr; }
  .market img { height: 12rem; }
  .nav-toggle { display: block; }
  .site-nav {
    display: none;
    position: absolute;
    left: 0; right: 0; top: 4.25rem;
    background: var(--navy);
    flex-direction: column;
    align-items: flex-start;
    padding: 1rem 1.25rem 1.4rem;
    gap: 0.85rem;
  }
  body.nav-open .site-nav { display: flex; }
  form.lead .row { grid-template-columns: 1fr; }
  .hero { min-height: 70vh; }
  .hero.hero-home {
    min-height: calc(100vh - 4.25rem);
    min-height: calc(100dvh - 4.25rem);
  }
  .hero.hero-home .inner { padding: 1.75rem 0 1.35rem; }
  .hero::before {
    background: linear-gradient(180deg, rgba(23, 34, 49, 0.55) 0%, rgba(23, 34, 49, 0.88) 70%);
  }
}

@media (max-height: 760px) {
  .hero.hero-home {
    min-height: 0;
    align-items: start;
  }
  .hero.hero-home .inner { padding: 1.5rem 0 1.25rem; }
  .hero.hero-home h1 { font-size: clamp(1.7rem, 3.6vw, 2.4rem); }
}